Summer months will soon be here in India, and you may find it tough to survive another season of scorching heat and humidity. You may have also been looking to buy an air conditioner for long, but may not have been in a position to pay an entire amount at once.
You may also have been ruining that if you would have a credit card, then you would have divided the AC price over a tenor and paid in EMIs. But what if we tell you that you can still buy an AC in India without having a credit card? Yes, that’s possible! If you want to know more, then here is a post that you may like to go through to know more!
Is buying an AC on EMI without a credit card a possibility?
It is the age when everything is getting innovative, and finance is not an exception. You can easily divide the split AC price on EMI without having a credit card. It is possible only on the Bajaj Finserv EMI Network. On the Bajaj Finserv EMI Network, you can easily divide the AC price over a suitable tenor and pay only fixed EMIs and nothing extra.
What is the Bajaj Finserv EMI Network?
The Bajaj Finserv EMI Network is a payment network in India that provides you with the facility of a Consumer Durable Loan. The loan comes with a pre-approved loan limit of up to Rs.4 lakh as per your financial eligibility. You can use this loan limit to buy an AC, and other products as per your wish on affordable EMIs and without a credit card.
All that you need to have is the Bajaj Finserv EMI Network Card. You can swipe it at a partner store in India and convert the AC price over a tenor to buy in on EMIs.
This way, you can fulfill your wish of buying the best Lloyd air conditioner or any other air conditioner this summer as well as save as you won’t need to pay extra than the product price.
What are the features and benefits of the Bajaj Finserv EMI Network?
- Loan amount of up to Rs.4 lakh
When you get a loan amount that is pre-approved of up to Rs.4 lakh, then you can use it easily as per your desire to buy a product on EMIs.
- Convenient repayment tenor
You don’t need to worry about repaying the utilized loan limit on the Bajaj Finserv EMI Network. You can easily spread it over a tenor ranging from 3 to 24 months as per your repayment capacity and never feel burdened about paying a big amount per month.
- Easy documentation
You don’t need to submit a bucket of documents to become eligible for the hassle-free EMI facility on the Bajaj Finserv EMI Network. You can submit your KYC documents and a canceled cheque to get a pre-approved loan limit instantly.
What are the steps to buying an AC on EMIs without having a credit card?
- Walk into any of the 80,000+ local outlets in 1800+ cities on the Bajaj Finserv EMI Network.
- Pick an AC of your choice and swipe the Bajaj Finserv EMI Network Card.
- Come out with your item on EMIs.
You can also submit KYC documents, along with a canceled cheque at a store to get instant loan limit to buy products on EMIs. You can do that when you don’t have the Bajaj Finserv EMI Network Card and want to shop on No Cost EMIs.
What are you waiting for? You can go ahead with this hassle-free payment alternative in India to buy an AC and 1 million+ products on EMIs right away!